Mr.Dev Strischek

Area Of Expertise : Banking
35 Years Of Experience
Training Industry : Banking & Insurance

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek is principal of Devon Risk Advisory Group based near Atlanta, Georgia.  Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC).  PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are more appropriate for privately held firms.  He also serves as the PCC’s representative to FASB’s Credit Losses Transition Resource Group supporting the new current expected credit loss (CECL) standard. Dev is the former SVP and senior credit policy officer at SunTrust Bank, Atlanta. He was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management. He also spent three years as managing director and credit approver in SunTrust’s Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Mr. Strischek was chief credit officer for Barnett Bank’s Palm Beach market. Besides stints at other banks in Florida, Kansas City, and Ohio, his experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii. Mr. Strischek serves as an instructor in RMA’s Florida Commercial Lending School, the American Bankers Association's (ABA) Advanced Commercial Lending School and ABA’s  Stonier Graduate School of Banking, and the Southwest Graduate School of Banking. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA) and the AICPA. Recent conference presentations have ranged from the new GAAP accounting principles for revenue recognition, lease capitalization, and current expected credit losses (CECL) to commercial real estate concentration management, from character in lending to leveraged lending, from credit risk management techniques and tools to why EBITDA doesn’t spell cash flow. Mr. Strischek has written over 200 articles about credit risk management, financial analysis and related subjects for the ABA’s Commercial Insights, the Risk Management Association’s RMA Journal, and other business professional journals. He is the author of Analyzing Construction Contractors and its related RMA workshop. A past national chair of RMA and former RMA Florida Chapter president, Dev serves as a member of the RMA Journal’s advisory board, and an ex-officio board member of the Florida and Atlanta RMA chapters. He also serves on the advisory board of the Atlanta Chapter of the Professional Risk Managers’ International Association (PRMIA), and he has consulted on credit risk and policy issues with banks in Morocco, Egypt, and Angola through the US State Department’s Financial Service Volunteer Corps (FSVC).

 

44 results Found
Live Webinar

How Lease Capitalization Impacts Borrower Leverage, Liquidity, Profitability, and Repayment Ability

Generally accepted accounting principles (GAAP) do not change often, but when they do, we need to understand how changes in GAAP effects  borrowers’ and clients’ ability to repay.  GAAP now requires that companies capitalize their leases, and that may worsen t ...

  • Basic & Advanced
  • 60 Mins
  • Jun 24, 2024
Live Webinar

Part 1- How to Write Right for Better Business Communication

Good leaders walk the talk, but they also “write right”. They know how to say in a few words what needs to be said in crisp, clear language. The road to bad communication is paved with good intentions but poor construction. Readers know when subjects and verbs ...

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Aug 07, 2024
On-Demand Webinar

Construction Lending and Real Credit Administration: Evaluating, Underwriting, and Monitoring Construction Loans

Most bankers acknowledge that construction lending is riskier than other types of commercial lending: Repayment ability depends on successful completion of the construction before the project can generate cash flow from the sale of the finished property, fr ...

  • Basic & Intermediate
  • 60 Mins
Recorded Webinar

Effective Emails - Improving Your E-Communication Skills

Emails are a core business communication tool.  The speed and volume of email have dramatically changed the business communication. The not-so-old standards for professional correspondence have changed and will continue to do so. Employees need to know the bes ...

  • Basic & Advanced
  • 60 Mins
On-Demand Webinar

Basics Of Asset Based Lending (ABL)

Asset-based lending (often referred to as “ABL”) is a form of commercial lending designed to finance safely the working capital needs of a borrower whose cash flow currently may not support debt repayment. Like other commercial loans, cash flow is the primary ...

  • Basic & Advanced
  • 60 Mins
On-Demand Webinar

Advanced Commercial Loan Underwriting Certification

The 3-part series will explain how a banker evaluates a borrower’s cash flow, collateral, and guarantees to determine a borrower’s ability to repay a loan. A case study links together the 3 parts.

  • Basic & Intermediate & Advanced
  • 180 Mins
On-Demand Webinar

Credit Risk Management: Principles and Practices, Tools and Techniques

A strong credit culture: Focuses the organization—everyone on the same page. Reduces organizational conflict and confusion—priorities. Minimizes need for rigid controls. Supports commitment to the organizational vision and mission. Adds to the organizat ...

  • Basic & Intermediate
  • 60 Mins
On-Demand Webinar

Why EBITDA Doesn’t Spell Cash Flow and What Does?

The challenge here is to explain what we mean when we say cash flow. In recent decades bankers have seen several top contenders for the cash flow definitional sweepstakes—traditional cash flow, operating cash flow, and EBITDA. The ascendant definition has been ...

  • Basic & Intermediate
  • 60 Mins
On-Demand Webinar

Financial Projections for Determining Long-Term Cash Flow Repayment Ability

The session will explain the importance of revenues in projecting financial statements and cash flow.  Then the session will show participants how to project the income statement, balance sheet and cash flow to calculate the loan amount needed to support proje ...

  • Basic & Intermediate
  • 60 Mins
On-Demand Webinar

The Five Cs Of Commercial Credit: The Basic Elements Of Credit And Lending

The Five Cs of Commercial Credit is a framework used by lenders to assess the creditworthiness of businesses. By understanding the Five Cs of Commercial Credit, bankers can assess the risk associated with lending to a particular borrower and make informed lend ...

  • Basic & Advanced
  • 60 Mins